“Credit Counseling is not one-size-fits-all. It is situation specific.”

Professional Credit Counseling


Your financial health revolves around your credit score, making it imperative that the information your credit report contains is as accurate and up-to-date as possible. Work with our credit experts and proven system to eliminate any inaccurate, obsolete or erroneous accounts.

We’ll teach you the exact information you need to provide to the Credit Bureau’s to use the Fair Credit Reporting Act to your advantage and dispute the mistaken negative ratings that may be preventing you from obtaining new credit when you need it most. Lower your interest rates, avoid high late fees, save money and advance your credit opportunities.

  • Excellent rating with Better Business Bureau
  • Over 10 years of exceptional service, results and satisfied clients
  • Complete customer involvement with review and change to your disputes
  • Monitor your progress online 24/7
  • Live, friendly customer service staff


Understanding how your credit score is calculated and how to read your credit report are the first steps in improving your current standing. Our Credit Education Center offers a wide variety of educational services, credit tips and resources to help you take the necessary steps to enhance your credit score and manage your financial life. Improve your score by identifying the accounts that need immediate attention and why, and understand the impact of the amount of credit you are using.

A Breakdown of the Credit Scoring System

Understand the credit scoring system; how it works and how it impacts your financial health and freedom.

Credit Management Techniques

Details on how your financial actions can impact your credit score and how to enhance your current score

Education and Resource Center

Includes a wide variety of educational services, credit tips and budgeting tools to establish and maintain your good credit.


As your score increases it makes you vulnerable to IDENTITY THEFT. We offer LifeLock at no additional cost to you.

LifeLock is dedicated to helping protect your personal information in this privacy-challenged world. We provide the best identity theft protection, using proprietary technology and U.S.-based agents who are available 24/7.

Free credit monitoring services only detect changes to your credit. LifeLock detects and helps fix identity theft problems. We monitor over a trillion data points a day using proprietary technology†, alert you through email and mobile devices* if we notice suspicious activity, and back it all up with a dedicated team of U.S. based specialists who are there to make the calls, file the paperwork, and take all the painstaking steps to help restore your identity if it ever is compromised.

Request a Call back.

Do you have questions about how Premisien can help you repair, restore, and protect your credit? Send us an email and one of our agents will contact you within 24 hours. Or call us between 9am and 7pm Monday through Saturday EST — we would be delighted to speak with you.

Your details are kept strictly confidential as per our Privacy Policy.