about Premisien
Our team, at Premisien Credit Counseling is very passionate about providing individuals and businesses with the best options for future success. Consistently Premisien Credit Counseling provides exceptional credit service and education, a clear concise plan, and honest feedback with our clients’ best interest in mind. Our goal is to help clients reach success and a brighter future.
3002 Cecil B. Moore Avenue | Philadelphia, PA 19121
We work with passion, consistency, & integrity. Let's have fun along the way.
Provide exceptional credit service and education, a clear concise plan, and honest feedback with our clients’ best interest in mind.
Help clients reach success and a brighter future. With a focus on the underserved communities, we will strive to help all.
Each credit report is unique to the individual, so in order for us to know whether we can help you or not, our credit specialists first need to see a current copy of your credit reports and scores.
BUSINESS CREDIT
Business credit has the power to help firms expand their operations and grow their prosperity, yet is an asset that often goes unrecognized and undervalued due to lack of knowledge. Owners who take the necessary steps to establish their company, can limit personal liability and damage to personal credit, while making it more likely to be approved for business credit cards, leases, financing, and partnerships.

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Business Establishment
We help you register and legitimize your business so you are more appealing to creditors.
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Vendor Credit
We help you establish 5 vendor accounts that report to the business credit bureaus.
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Merchant Credit
We help you apply for 5 merchant accounts that give you access to the things you need to run your business.
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Major Loans
We help you get access to the bank loans, private loans and major credit that your business can use to grow.
Personal Credit Repair
We will evaluate what can be done to improve and change the information on your credit profile that is reducing your credit scores. Even the smallest changes can make the difference when buying a car, house, or getting a loan. We have worked with clients who have gone through bankruptcy and those with only one delinquency.
As you can see by this chart, a low credit score directly increases the size of your monthly payments. With good credit, your mortgage, auto or loan payments can be cut in half!
When you sign up, we instantly pull your credit reports. We organize it in a way that helps you identify items you want to challenge or change.
This is where it is so critical to have the experts on your side. We interact directly with the credit companies and help them to meet their obligations as applicable to your particular situation and plan.
We communicate with the credit bureaus to confirm that the appropriate changes have actually occurred.
Let's Get Started TODAY!
Contact us to receive a free consultation today. Once we gather the necessary information and analyze your personal and/or business credit profile, if it becomes clear that our services will not deliver success, we will immediately advise you of such.